Bankers Update Vol. 45/2022 (Unlocking Indonesia’s Better Future using Psychometric Test and Credit Default Swap Concept)

Oleh: Darman Susanto Setiono
PT Bank Negara Indonesia (Persero) Tbk

Indonesia is forecasted to be one of the leading economies in the world in the near future.
PwC estimates that Indonesia will be the 4th world economic power in terms of GDP at PPPs that
in 2050 (Hawksworth, Audino, Clarry 2017). Considering the fact that Indonesia’s GDP in 2020 is
the highest in ASEAN will make the forecast seem justified. However, upon closer observation,
Indonesia is still facing challenges in terms of economic inequality. This argument is supported by
the fact that our GDP per capita is in 5th position despite our dominating GDP in 2020 (see Figure
1), not to mention that Indonesia’s Gini index (a representation of wealth distribution) shows an
inferior level than Myanmar, Thailand, Vietnam, and Singapore (The World Bank 2021; World
Population Review 2021).

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